General Liability

Oryx’s Construction practice focuses on defined segments of this industry. We capitalize on our underwriters’ technical expertise and provide specialized solutions to middle market contractors. Oryx works with appointed independent agents whose construction customers are based within the Mid-Atlantic States.

General Liability Coverage Highlights:

  • Admitted A rated carriers
  • Primary insurance on an ISO CG001 Occurrence coverage form
  • Blanket Composite Sales Rate available for premiums in excess of $100,000
  • No “Labor Law” exclusions

Minimum Premium:

  • $15,000 on Primary General Liability
  • $1,000 minimum deductible

Available enhancements include:

  • Blanket Additional Insured – Primary
  • Aggregate limit applicable to designated project
  • Blanket Waiver of Transfer of subrogation
  • Additional Insured – Products & Completed Operations
  • OCP polices

Contractors Liability Target Classes:

  • Highway and Street Construction
  • Heavy Construction Contractors
  • Plumbing, Heating and Air Conditioning
  • Painting, Plastering, Drywall & Acoustical
  • Masonry, Stone, Tile, Marble, and Concrete
  • Electrical Work
  • Excavation Work
  • Carpentry Work

Specifications for New Submissions

  • Completed and signed ACORD application
  • Description of company operations
  • Recently valued loss runs for last five years (no greater than 90 days old in valuation)
  • Historical payrolls for last five years
  • Description of all large losses ($25,000 or greater)
  • Detail of loss control and safety information
  • Target premium & premium history for the past four years
  • Completed WC and GL Supplemental Form
  • Subcontract agreement
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